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How to Make Money as a Stay at Home Mum

  • Writer: Rachel Krider
    Rachel Krider
  • 6 days ago
  • 14 min read

Use the table of contents below to navigate to the sections most relevant to you.



Motherhood is one of the most transformative experiences a woman can go through. It grows you, challenges you, and stretches your capacity in ways you never saw coming. Yet for many women, there is a quieter truth beneath the surface. You can lose a part of who you once were.


I still remember how unsettled I felt when I became a mum for the first time. Your hormones are all over the place, your body feels different, and suddenly your world is no longer your own. My daughter needed more time and attention than I had anticipated. I was trying to run my company and navigate my new responsibilities as a mother, and for a while it felt like I was failing at both. It is no surprise that so many mums, and dads to a degree, lose confidence during this adjustment phase. It can shake your identity in ways you do not see coming.


And let me be clear about something before we go any further.


Being a parent is not a step back. Raising children is one of the most meaningful and influential roles anyone can take on. You are shaping the next generation. You are their safe place, their role model, their first experience of love, leadership and values. For mums and for dads, this is the most important job in the world, and it deserves to be honoured.


But here is the part most people never tell you.


If you have professional ambition, if you want to contribute financially to your household, or you simply feel called to something more for yourself, you do not have to choose between being a devoted parent and having a successful career or business. You really can have it all. A flexible schedule, a solid income stream, and quality time with your children. Not one or the other, but both.


If you are a woman who knows you are meant for more, even if right now you are packing school lunches, juggling nap times or running a household that feels like a full time job, this is for you.


I recently sat down with Jodie Holland, a mum of four from the Gold Coast, to talk about what it really looks like to make money as a stay at home mum without sacrificing family, identity or income. Her story is not just inspiring. It is a blueprint for reinvention.


The Identity Shift When Motherhood Changes Everything


Before children, Jodie was a senior marketing leader working in high pressure global and regional roles within the IT software industry. She was earning multiple six figures, leading teams and operating at an elite level of performance.


After her third child was born, and following the sudden passing of her father, she stepped away from her corporate career. What was meant to be a short pause turned into four years outside the workforce.


And like so many women who step out of their professional world to raise a family, the impact was not only financial. It was deeply personal.


She told me:

"I felt out of the loop. My whole identity had become Mum. I was proud of that, but I also knew there was more in me that was not being expressed."

The confidence she once carried so easily had taken a hit. The questions began to creep in.

"Where do I fit now?" "What can I do that works around my family?" "How do I rebuild at this stage?"


This is the moment where many women settle. They assume their options are limited to part time admin, casual work, or waiting until the kids grow up to live again.


Jodie was not willing to settle. If you are still reading, I am guessing you are not either.


Another inspiring story for mums is Brooke’s journey of making money as a stay at home mom.


Stay at home mum Jodie Holland relaxing by the pool with her child during family downtime

The 8 Month Turning Point: Research, Due Diligence and Choosing a High Value Path


If you want to make money as a stay at home mum without wasting time on low value offers or trial and error, your decision making matters. Too many women jump into the first thing they see because they are desperate for change, only to realise later it has no real earning potential. Jodie approached her comeback differently. She made a high performance decision, not an emotional one.


She spent close to eight months exploring her options. She looked at everything from drop shipping to franchises to online business models that promised flexibility. And she did not just browse websites and hope for the best. She researched like a professional.


She spreadsheeted compensation plans. She compared income potential versus time required. She evaluated six or seven different business models side by side.


What she wanted was clear. A flexible business that could realistically replace her corporate income, without returning to sixty to seventy hour work weeks or sacrificing time with her children.


When she eventually came across a high ticket personal development education model, the numbers made sense. The structure aligned with what she valued. It had real products, meaningful impact, and the potential to scale income without scaling hours.


Jodie said something to me that summed up her decision perfectly:

"I spreadsheeted everything. If everyone I knew came into this business and they were passionate about personal development, we would all be millionaires."

That level of due diligence is rare. Most people do not do even ten percent of that level of research before they make a decision. And it is one of the reasons her results came so quickly.


This is also where many people start searching for reassurance. They ask the question, often privately, is this legit? It is a fair question. The internet is full of shiny offers and false promises. If you have ever wondered is Prosperity Of Life legit or how to tell whether an opportunity is worth your time, Jodie's approach is the example to follow.


She did not look for hype. She looked for alignment, logic, and proof of value.


If you’re looking for more ideas and guidance, you might also love this blog on work from home for mums.



Stay at home mums at a social catch up including Jodie Holland connecting with other mothers

Getting Started From Home With Four Kids: Why Simplicity Matters


One of the biggest misconceptions women have when they think about making money as a stay at home mum is the belief that they need perfect conditions before they begin. The truth is, most mums are building their comeback in the middle of real life. Kids. Chaos. Interruptions. Half folded laundry on the couch. That is normal. And that is exactly where Jodie began.


She didn’t wait for life to settle down. She didn’t wait for more time, more clarity or the perfect moment. She took the first step while still in the trenches of motherhood. During COVID, with four young children at home, she got started and was up and running within a week.


When Jodie found Prosperity Of Life, she knew she had discovered a model that made sense. It aligned with her values, offered flexibility and came with a proven pathway to results. She didn’t try to reinvent the wheel or figure everything out on her own. She plugged into the system, followed the training and took action in the pockets of time she had available.


Her first profit sale came in six and a half weeks. That single sale paid her approximately 5,000 USD (around 8,000 AUD at the time). That moment was proof. Proof that a stay at home mum can generate a high level of income without sacrificing what matters most.


From there, things accelerated. Not because she had more time, but because she used the time she had with focus and intention. She showed up consistently, even if it was only for small windows each day. That is the difference. Not perfection. Not hours and hours of work. Just consistent, aligned action.


And if you have ever wondered if the right business can fit around family life, this is your reminder that it absolutely can. Especially when the model is designed for parents to succeed from home, with flexibility and without needing years of previous experience.


Stay at home mum Jodie Holland spending quality time with her four children

Real Results Without Sacrificing Family


Jodie’s results speak for themselves, but what is most powerful is how she achieved them. She did not step away from her role as a mum or compromise on family. She built her success around it.


Her first profit sale of approximately 5,000 USD (around 8,000 AUD at the time) was the moment everything shifted. It proved she could contribute financially in a significant way without going back to a demanding corporate schedule.


From there, her income continued to grow. In one seven week stretch from August to September, she earned over 80,000 USD in profit (more than 110,000 AUD). That level of income created very real changes for her family. She was able to fully furnish their six bedroom home, pay for the things that matter, and create opportunities for her children that previously would have required two full time incomes.


But here is the part most mums need to hear. She did this while working around fifteen hours a week. No commute. No office politics. No guilt about missing milestones or rushing bedtime stories because of late meetings.


The business fit into her life, not the other way around.

"I am a mum of four. I drive a Kia Carnival. I am very busy. To be able to provide the life for my children is phenomenal."

For so many women, earning an income means trading time with their children. Jodie refused that trade. She chose a model that honoured both her role as a mother and her desire to contribute financially at a high level.


This is not about chasing money for ego or status. It is about what income represents for a family. Choice. Security. Experiences. Breathing space. And the pride of knowing you are providing more than enough for the people you love most.


Income Disclaimer: The income results shared in this story are based on individual effort and are not typical. Earnings are not guaranteed and depend on personal skill, consistency, and commitment.



What Marketing Looks Like as a Stay At Home Mum


One of the most common concerns women have when exploring how to make money as a stay at home mum is the fear of not knowing how to market or not having enough time to do it well. Jodie’s approach shows how simple and doable it can be, even with a full family schedule.


She didn’t arrive with a social media strategy or a marketing degree in hand. She followed the system that was already in place. The training is designed to guide you step by step, whether you are brand new or coming in with experience. Jodie simply chose one main platform she felt comfortable with and focused her energy there.


For her, that platform was Facebook. She liked the personal, relationship-based approach. It felt natural to have conversations, connect with people, and share what she was doing without pressure or forced sales tactics. Over time, she added other simple methods she learned through training, but she didn’t overwhelm herself trying to master everything at once.


Another common hesitation many mums have is the idea of marketing under their own name. Some prefer privacy or want to keep their business and personal lives separate. That is completely fine.


Prosperity Of Life teaches flexible marketing strategies so you can choose the approach that suits you. Some people build their brand under an umbrella name, such as “Born To Prosper,” which allows them to market as a company rather than as an individual. Others choose to brand themselves personally because they love the authenticity of it. Both strategies work, and the choice is yours.


What made the biggest difference for Jodie was consistency, not volume. She worked in short pockets of time around her children’s naps, school runs and family life. Some days it was half an hour. Other days it was ten focused minutes. But she showed up.


The business model itself is set up to support parents. You don’t need to reinvent marketing or create endless content from scratch. You plug into the training, learn what to do, and then apply it in a way that fits your lifestyle. And because the programs are high value, one client can make a meaningful financial difference.


For mums who want to make money from home, this is an empowering truth. You don’t need a big audience. You don’t need to be loud online. You just need to be genuine, follow a proven system, and stay consistent in the time you do have.


Jodie relaxing at home and taking a short break between business calls while working from home.

The Support, Training and Community That Makes the Difference


One of the biggest fears mums have when stepping into something new is the worry of having to figure it out alone. The truth is, most of us don’t need more pressure on our shoulders. We need guidance, support and a community that brings out the best in us. That is where this business model stands apart.


Jodie often says the income has been life changing, but the support and personal growth have been equally valuable. From the moment she joined Prosperity Of Life, she plugged into a global training and leadership community that genuinely wants to see people win. Not in a competitive or surface level way, but in a deeply supportive, high calibre environment where people show up for themselves and each other.


The training is consistent, current and accessible. There are live global Zoom calls multiple times a week covering mindset, marketing, communication and business skills. You are not left to figure things out through trial and error. You learn from leaders who are already producing results and are willing to share what works. You also have access to tools, marketing resources and a step by step system that supports you to build momentum without needing to reinvent anything.


What sets this community apart is the balance of heart and high performance. People here value personal responsibility, leadership and growth. They are driven, but they lead with integrity and kindness. It is a place where you will be encouraged, challenged to stretch and surrounded by others who are also committed to becoming the best version of themselves.


For mums who want to make money from home, this combination is powerful. You have the structure to succeed, the mentorship to guide you and the community to remind you that you are capable of more than you may currently believe. You are supported, but you are also empowered to rise.


And if you have ever wondered is Prosperity Of Life legit, this is one of the strongest indicators. Legitimate companies don’t hide. They train openly, provide accessible leadership and create environments where people genuinely grow.


When you combine solid training, a proven system and a values based community that celebrates your wins, your growth and your leadership, it becomes a space where long term success is not only possible, but expected for those who show up for themselves.


Jodie with Prosperity Of Life founders Shane and Rachel at a live training event.

Why This Business Model Works to Make Money as a Stay at Home Mum (and Dad) Today


The world has changed, and the way families earn an income needs to change with it. The traditional model of commuting to a job, trading hours for dollars, and squeezing family life into the gaps is outdated. It simply does not support the lifestyle, financial needs, or values of modern parents anymore.


The cost of living has increased, job security has decreased, industries are shifting with AI and automation, and the demand for flexible, remote income is higher than ever. Yet so many mums are still trying to force an old system to work for a new world. That approach is exhausting, unsustainable, and often leaves families stretched both financially and emotionally.


The parents struggling most right now are the ones holding onto the belief that things will eventually “go back to normal” or that the traditional career path will suddenly start supporting the life they actually want. It will not. The economy has moved, and the families who adapt will thrive. The ones who wait and hope will continue to feel the squeeze.


This is why online, high value, flexible business models make sense today, particularly for mums who want to make money as a stay at home mum without sacrificing family. You can work from home, operate in pockets of time, and leverage systems rather than your physical hours.


A model like Prosperity Of Life aligns with this shift. You aren’t tied to set hours, you don’t need to climb a corporate ladder to increase your income, and your results are not capped by someone else’s expectations. You can scale as your confidence, skills, and capacity grow. You stay present with your children and still contribute financially at a high level.


The future belongs to families who create income on their own terms. Flexible. Digital. High value. And built in a way that complements family life instead of competing with it.


Is This the Right Fit for You?


If you are reading this and something inside you is stirring, pay attention to that. Often, we know when a path is meant for us long before we feel ready. The mums and dads who thrive in this space are not the ones with the most time, the perfect plan or endless confidence. They are the ones who feel the pull and choose to back themselves.


This is a fit for you if:

  • You want to make money as a stay at home mum (or dad) without sacrificing your family values

  • You are hungry for growth and want to reconnect with the part of you that is ambitious, capable and ready for more

  • You are done with waiting for the right time and are willing to take small, consistent steps forward

  • You value personal development and want to be surrounded by people who lift you higher

  • You want an income model that rewards effort, leadership and integrity, not time served or permission granted


This is probably not for you if:

  • You want guaranteed results without taking responsibility for your own success

  • You are looking for a quick fix, a shortcut, or a way to make money without learning anything new

  • You struggle with self accountability and prefer to stay in your comfort zone


If you have ever searched for Prosperity Of Life reviews, one of the strongest indicators of credibility is the type of people the business attracts and develops. Driven, values based, growth minded individuals don’t attach themselves to companies that lack integrity. They choose them because the education, community and outcomes speak for themselves.


If you felt a sense of possibility reading Jodie’s story, trust that. Not everyone will resonate with this path, and that is a good thing. But if something in you is saying “I could do this”, “I’m ready for more” or “this feels aligned”, then give that voice the respect it deserves. It might be the part of you that has been waiting to reawaken.


You do not need to have all the answers to take the next step. You simply need the courage to explore what a different future could look like for you and your family.


Jodie and fellow Prosperity Of Life associate Katy Genc celebrating their 50K Club award achievement together.

Where to Go From Here


If Jodie’s story has sparked something in you, the most important thing you can do now is follow that curiosity. You don’t need to have it all figured out to take the next step. You simply need to choose the path that matches where you are right now.


If you're still in research mode you may want to dive a little deeper, read more experiences, and hear from others who have walked this path before you. A great next step is to explore more Prosperity Of Life reviews to see what real people are saying about the programs, the business model, and the community.


This will give you a balanced perspective and help you form your own informed view.


If you're ready to experience it for yourself at some point, information can only take you so far. The best way to know if this could be your vehicle is to experience the education firsthand. A powerful way to do that is by tuning into The Visionaries Stream, where you’ll hear directly from the founders and gain a deeper insight into the heart, history, and philosophy behind Prosperity Of Life.


Listening to the conversations behind the brand will help you feel whether this aligns with you, your values, and the future you want to create for your family.


Because making money as a stay at home mum isn’t just about income. It’s about choosing a path that honours your role as a parent and your desire to grow. You can have both.


And if something inside you whispers “this could be my moment”, trust it. Every reinvention starts with one brave decision. If you're curious about how the business side works, schedule a discovery call so we can educate you on the specifics.


Written by Rachel Krider

Co-Owner of Prosperity Of Life, global trainer, and mentor to women redefining success on their own terms. Rachel is passionate about helping parents create flexible, meaningful income that aligns with family life, personal growth, and a life of freedom.




 
 
 
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