Unlock Your Potential: 10 Personal Growth Goals To Transform Your Life in 2026

As we move toward 2026, it is the perfect moment to pause, take a breath, and ask a powerful question:

Who am I becoming?

Most people roll into a new year with vague wishes. They want more money, more freedom, more time, more purpose. But they never stop to define the kind of person they need to grow into in order to create that life.

That is where personal growth goals come in.

For me, personal growth was not a “nice to have.” It was non negotiable. At 26, I had just lost a high paying corporate sales job. That loss prompted me to start my own business only to find myself burnt out, exhausted, and five years deep into building the wrong business. I was working 12 to 14 hour days and still not getting the result I wanted. That was my wake up call.

Personal development became my lifeline. Setting specific personal growth and development goals was the turning point that moved me from stuck and frustrated to creating over $100K a month in profit within seven months. Once I hit that first $100k in a month my income stayed very steadily above that marker from that point forward. Not because I was special, but because I became intentional about who I was becoming and what I was working toward.

In this article, we will walk through 10 powerful personal growth goals that can help you transform your life in 2026. These goals are designed to support you mentally, emotionally, physically, financially, and spiritually, so you can step into the next version of you with clarity and confidence.

Imagine looking back at the end of 2026, feeling genuinely proud of who you became and what you created. That begins with the goals you set today.

If part of your personal growth goals includes stepping into a new business model or earning at a higher level, be sure to read my guide on How To Succeed At High Ticket Sales. It breaks down the mindset, strategy, and daily actions that create consistent results in the high ticket space.

This is me leading one of our internal Prosperity Of Life trainings from my home in Portugal. I love creating a space where our community can learn, grow, and stretch into their next level. Supporting leaders around the world from right here in my living room is one of the parts of this business I’m most grateful for.

What Personal Growth Really Means

Before you can set meaningful personal growth goals, it helps to understand what personal growth actually is.

Personal growth is the ongoing process of developing your mindset, habits, skills, character, and identity. It is not something you “arrive at” one day. It is a continuous journey that evolves as you do.

Personal growth includes:

• how you think

• how you feel

• how you respond under pressure

• how you show up for yourself and others

• what you believe is possible for your life

Early in my journey, I realised I had been trying to change my results without changing myself. I wanted more money, more freedom, more time, yet I was still thinking like the girl who was afraid to step up, afraid to claim a bigger life, and afraid to trust her own vision.

True personal growth is about closing that gap. It is about becoming the person who naturally creates the results you want.

That is why personal development goals matter so much. They give shape and direction to your growth instead of leaving it to chance.

If you want to deepen your understanding of why personal growth matters so much, you will love my article on Why Personal Development Is Important. It breaks down the mindset shifts that completely changed my life and explains why growth always precedes success.

Why Personal Growth Goals Matter in 2026

You do not rise to the level of your wishes. You rise to the level of your goals.

When you set personal growth goals, you are:

• choosing who you want to become

• giving yourself a clear path forward

• creating focus instead of scatter

• giving your mind something constructive to work on

Without clear goals, it is easy to drift. A whole year can pass and nothing fundamental changes. You have the same frustrations, the same patterns, and the same conversations with yourself that you had the year before.

I have seen this play out over and over again with people who are incredibly capable but not yet intentional. The clients and leaders who make the biggest leaps are not always the most talented. They are the ones who decide to get clear, set aligned personal growth and development goals, and then follow through.

Here is the other piece people often miss. Personal growth goals build resilience.

When your goals stretch you, you start to develop:

• better coping skills

• emotional strength

• problem solving ability

• faith in yourself

Life does not get easier. You simply get better at navigating it.

Lee Anne and Simon Haggard on stage preparing to lead a Prosperity Of Life training session. This powerhouse couple holds the highest monthly income record in our community, earning an incredible $257K USD in a single month. And they do it without staff, without stocking product, and without sacrificing their lifestyle. A true example of what’s possible when you combine vision, consistency, and the right business model.

Goal 1: Cultivate a Growth Mindset

If I had to choose one personal growth goal that changed everything for me, it would be this one.

A growth mindset is the belief that you can learn, improve, and evolve. It is the opposite of a fixed mindset, where you believe your abilities are set in stone and your past defines your future.

When I came into the high ticket space, I had plenty of evidence of what had not worked. I could have easily told myself the story that I was not cut out for business and if I had of listned to the well meaning freinds around me, I probably would have settled for the next corporate "safe route job" that was offered.

Instead, I chose to ask a different question:

“What if I can learn how to become successful at this?”

Cultivating a growth mindset includes:

• noticing and challenging your limiting beliefs

• shifting your self talk

• seeing failure as feedback

• allowing yourself to be a beginner

• giving yourself permission to grow into your goals

A simple practice you can use is to catch yourself when you think “I cannot do that” and shift it to “I can learn how to do that.” That single shift will support every other personal growth goal you set.

If you ever find yourself overthinking, doubting, or replaying old stories, my blog Stop Living Rent Free in My Head will support you. It is a powerful reminder of how your inner world shapes your outer world and how to take back control of your mental real estate.

Goal 2: Strengthen Your Emotional Intelligence

Your emotional world influences every decision you make.

Emotional intelligence is your ability to notice, understand, and manage your emotions in a way that supports you, rather than sabotages you. It also includes your ability to read and respond to the emotions of others.

There were times early in my journey when I let fear, comparison, or frustration drive my choices. As my personal growth goals evolved, I had to become more emotionally aware and emotionally stable. That did not mean ignoring my feelings. It meant learning how to witness them, process them, and then choose how to respond.

To strengthen your emotional intelligence, you can:

• build self awareness through journaling and reflection

• name what you are feeling instead of suppressing it

• practice pausing before you react

• develop empathy by really listening to others

• learn how to self soothe when you are triggered

This is one of those personal development goals that will transform your relationships, your leadership, and your sense of inner stability.

Goal 3: Build Healthy, Aligned Relationships

One of the most powerful personal growth goals you can set is to become intentional about who you surround yourself with.

I still remember meeting Shane back in 2007. I knew instantly that his level of thinking, vision, and leadership was where I needed to be. Over time, the relationships I built with aligned mentors, partners, and friends became a huge part of my growth. I was no longer the only one holding the vision. I was surrounded by people who expected more of themselves and more of life.

Healthy relationships are built on:

• honest, direct communication

• trust and consistency

• mutual respect

• shared values

• genuine support

As part of your personal growth goals for 2026, you might decide to:

• invest in relationships that nourish you

• create stronger boundaries around people who drain you

• find a mentor or coach

• join a community that supports your growth

You grow faster when you are not doing it alone.

Action shot of me with Kristine Bene, one of our Prosperity Of Life 50K Club earners, as we get ready to take the stage. Moments like this remind me why I love what we do — supporting leaders to rise, grow, and step into their next level with confidence.

Goal 4: Upgrade Your Physical Health and Energy

Your body is the vehicle you move your life through, and your energy is one of your greatest assets.

In my early years of trying to “hustle” my way to success, I pushed my body hard. Long days, high stress, not enough rest. As my awareness grew, I realised that true success is not just financial. It is physical, emotional, and energetic too.

A powerful focus for your personal growth and development goals is to upgrade your physical wellbeing.

This might include:

• nourishing your body with real food

• drinking more water

• moving your body regularly

• improving your sleep routine

• adding practices that calm your nervous system

You do not have to become an athlete. You simply have to respect your body enough to support it. When your energy is higher, every other goal becomes easier.

For those wanting to elevate their mindset and energetic alignment, I recommend reading The Law of Attraction and the Law of Vibration. It explains how your thoughts and emotions work together to create the results you experience and how to shift into a higher frequency.

Goal 5: Develop Financial Literacy and Wealth Habits

At 26, after losing my job and staring at a very uncertain future, I had to make a decision about my relationship with money. I could either let my finances control me, or I could learn how to take control of them.

Financial literacy is one of the most practical and empowering personal development goals you can set. Money touches almost every area of life, yet many people never learn how it really works.

Financial literacy includes:

• understanding your income and expenses

• creating and using a simple budget

• building an emergency buffer

• learning the basics of saving and investing

• becoming aware of your money beliefs

You do not have to become a financial expert, but you do want to become financially awake. When you combine financial literacy with aligned personal growth goals, you give yourself choices. You remove a huge amount of stress and open up more freedom.

If you are inspired by the idea of scaling your income, you can also explore How to Make 50K Per Month, which breaks down the thinking, strategy, and structure behind creating significant profit months.

Goal 6: Master Time Management and Focus

If you want to know what someone truly values, look at how they spend their time.

When I was working long hours in my old business, my time was running me. I was constantly reacting. As I stepped into building a high ticket business with Prosperity Of Life, I had to get serious about how I used my time. That was a big part of my personal growth.

Time management is not about cramming more into your day. It is about aligning your time with what actually matters.

As part of your personal growth goals for 2026, you might decide to:

• set clear daily and weekly priorities

• block time for focused work

• set boundaries around distractions

• create space for rest and recovery

• review your progress regularly

You will find that when you treat your time as valuable, other people start treating it that way too.

Goal 7: Commit to Lifelong Learning

Every big leap I have ever made has been connected to learning something new. New strategies, new skills, new perspectives, new ways of thinking.

Lifelong learning keeps you:

• adaptable

• curious

• engaged

• relevant

As one of your personal growth goals, you might choose to:

• read one personal development book a month

• listen to high quality podcasts

• take a course or program

• attend live events or workshops

• surround yourself with people who challenge you to think bigger

The world is changing quickly. Those who commit to continuous learning will always have an edge.

Lee Anne Haggard and Caroline Hope Light getting ready to take the stage at a Prosperity Of Life event. Lee Anne is a 200K Club earner and Caroline is a 50K Club earner, both leading by example and showing what is possible when you combine personal growth with a high ticket, high profit business model.

Goal 8: Clarify Your Vision and Values

You can set all the personal growth goals in the world, but if you are not clear on your vision and values, you will feel scattered.

There was a moment early in my journey where I wrote down, in detail, what I wanted my life to look like. I visualised where I lived, how I spent my days, the kind of impact I was making, the kind of woman I was becoming. That clarity became a filter for my decisions.

As a personal development goal for 2026, take the time to:

• define what success means to you

• write out your ideal day or ideal year

• get clear on your top five values

• notice where your current life does not match those values

When your goals are aligned with your true vision and values, you feel more energised and less conflicted.

Goal 9: Strengthen Self Trust and Self Leadership

One of the most underrated personal growth goals is to build self trust.

Self trust grows when you keep promises to yourself. When you do that, your confidence no longer depends on external validation. You know that when you say you will do something, you follow through.

To strengthen self trust and self leadership, you can:

• set small, achievable commitments and honour them

• speak to yourself with respect

• take responsibility for your choices

• stop abandoning your own needs and vision to please others

As your self leadership grows, you become the kind of person others naturally want to follow. This is powerful whether you are leading a team, a business, a family, or simply leading your own life.

Bruce Partridge and Karen Murphy presenting on stage at a Prosperity Of Life event. Both are proud members of the 50K Club, earning over $50K USD in a single month and leading with integrity, consistency, and heart. Their stories continue to inspire our global community.

Goal 10: Serve, Contribute, and Help Others Grow

An interesting thing happens when you have been on the personal growth journey for a while.

Your goals start to expand beyond yourself.

For me, what began as a way to change my own life grew into a mission to help others create freedom and transformation in theirs. This is one of the reasons I love the work we do with Prosperity Of Life. It is not just about income. It is about impact.

A beautiful personal growth goal for 2026 is to find more ways to serve and contribute.

That might look like:

• mentoring someone who is a few steps behind you

• sharing what you are learning

• bringing more value to your clients or community

• giving generously where you feel inspired

When you combine personal growth with contribution, your life becomes deeply meaningful.

To take it a step further, you can dive into How The Prosperity Of Life Business works, where Myles Forsyth and I share the mindset, habits, and daily actions that consistently create high level results.

Conclusion: Commit To Your Personal Growth Goals and Watch Your Life Transform

Personal growth is not something that happens by accident. It is the result of clear intention, aligned personal growth goals, and consistent action over time.

As you move into 2026, consider which of these ten areas you most want to focus on:

• growth mindset

• emotional intelligence

• healthy relationships

• physical health and energy

• financial literacy

• time management

• lifelong learning

• vision and values

• self trust and self leadership

• service and contribution

You do not need to tackle all of them at once. Start with one or two. Set clear, simple personal development goals in those areas. Track your progress. Celebrate your wins. Learn from the moments you fall off track, and keep going.

Your growth will not always be linear, but it will be worth it. When you commit to your personal growth goals, you unlock a life that is more aligned, more empowered, and more fully expressed.

And when you rise, everything in your life rises with you.

If you are new to Prosperity Of Life or want a broader overview of who we are and what we stand for, you can explore more on the Prosperity Of Life Home Page where I break down our story, our values, and how we help people create meaningful transformation.

Here's to your success,

Rachel Krider

Author’s Note

This article was originally inspired by insights shared within our Prosperity Of Life leadership community, including contributions from long-time leader Kirsty Goldsworthy. While the blog has since been updated and expanded with my own perspective and personal experience, I want to acknowledge her voice and the value she has brought to our community over the years. The comments below reflect the original version of this piece and the impact it had when first published.